Auto Insurance Coverage

Many of the terms used here are explained in the Auto & Home Insurance Glossary Section.

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What Kind of Auto Insurance Do You Need?

An auto insurance policy is made up of several different coverages. While the exact requirements vary from state to state, these links explain the basic types offered:

In the event of an accident, your vehicle may be protected by comprehensive and collision coverage, which includes theft and vandalism, as well as physical damage. You and your passengers may be covered by medical payments coverage, no fault (Personal Injury Protection), and/or uninsured & underinsured motorist protection.

Damage you may accidentally cause to other people, their cars and their property are handled through bodily injury and property damage liability coverages. And, finally, the inconveniences caused to you by accidents may be covered with rental reimbursement or towing coverage.